Member Services

Safe and Strong

St. Mary's Bank remains strong, safe and secure.

With reports in the news of some financial institutions facing losses and other problems due to subprime mortgage lending and the credit crunch, you may be wondering about the financial stability of places where you do business. We'd like to reassure you that St. Mary's Bank remains strong, safe and secure.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
You can enjoy added peace of mind knowing that your deposits are federally insured through the National Credit Union Administration (NCUA), a U.S. government agency. The NCUA is backed by the full faith and credit of the U.S. government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. Each account holder's funds are insured to at least $250,000, and retirement accounts such as individual retirement accounts and Keoghs are separately insured up to $250,000. NCUA insurance is identical to the deposit insurance protection offered to banks by the Federal Deposit Insurance Corporation (FDIC).

We continue our commitment to provide you with excellent financial products and services, and we have the resources to back up that pledge.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Key Facts about the deposit insurance provided to you as a St. Mary's Bank member:

        • $250,000 coverage for individual accounts

        • $250,000 additional coverage for retirement accounts

        • Ask us how you may extend this coverage beyond these limits.


We would be happy to answer your questions and help you explore ways to increase your NCUA coverage. Please call our Member Contact Center at 1.888.786.2791, or visit any branch location. 

Additional Resources:
NCUA Share Insurance Estimator
An online calculator that allows you to input data to compute the amount of NCUSIF coverage available under different account structure scenarios

Frequently Asked Questions About the National Credit Union Share Insurance Fund (NCUSIF)

Your Insured Funds Brochure  Dowload Adobe PDF Reader
This brochure provides examples of insurance coverage under the National Credit Union Administration’s (NCUA) rules.



Dowload Adobe PDF Reader  You will need Acrobat Reader to view some of these documents. Acrobat Reader is available for downloading free of charge and will work with most computer operating systems and devices.  Download a copy of Acrobat Reader.